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Certificates of Deposit

* Certificate of Deposit
     
 
A stable and low risk investment
 
Fixed rate of interest for term of deposit
 
Deposit terms range from 1 month to 5 years - minimum $2,500
 
Principal and interest are automatically renewed unless otherwise informed
 
May be used as collateral for a loan
 
An early withdrawal penalty will apply
 
FDIC-insured up to $250,000 per depositor for all accounts at our Bank
 
* Individual Retirement Account (IRA) Certificate of Deposit
 
 
Fixed rate of interest for term of deposit
 
Tax-deferred earnings*
 
Deposit terms range from 12 to 18 months - minimum $100
 
Principal and interest are automatically renewed for the same term upon maturity unless otherwise informed
 
An early withdrawal penalty will apply
 
FDIC-insured up to $250,000 per depositor for all IRA accounts at our Bank.
     
 
*
Please consult your tax advisor.