Money Market Deposit Accounts

	Super Yield Money Market Deposit Account
		A combination of savings and checking accounts, with limited check writing ability, but earning a higher rate of interest
		$1,000 minimum balance*
		Maintain a minimum balance of $1,000 and qualify for interest earned at the variable interest rates for the applicable deposit balances. A higher deposit balance qualifies for a higher rate of interest
		Pay interest monthly at variable interest rates, compounded daily on a 365-day basis, when the minimum balance is maintained
		Up to a total of 6 transfers, checks and withdrawals (including purchases made with your debit card) each monthly statement cycle.
		An activity fee of $15 will be charged for each transaction that exceeds the 6-transfercheck//withdrwal limit.
		If you frequently exceed the 6-transfer/checks/withdrawal limit, we will convert your account to another type of account.
		Unlimited deposits, withdrawals, and transfers at our retail branch/ATMs.
		FDIC-insured up to $250,000 per person for all accounts at our Bank through December 31, 2013 ***
	*	A monthly service charge of $10 applies if the average daily balance is below $1,000.
	***	On January 1. 2014, the standard coverage limit will return to $100,000 per depositor for all deposit categories except IRAs and certain retirement accounts, which will continue to be insured up to $250,000 per owner.